And above all, know who your target audience is. Try to think from the user’s point of view, like whether the content you read would actually influence in your buying decision.Īlso, find out the techniques that have worked out for others in your industry to get a rough idea. Spend time on research and get to know your industry. Research your audienceīefore you market your product, you must have an active plan. Here are 10 ways through which you can launch a product via social media. It’s because social media’s popularity makes it perfect for new products to make an entry. Marketers and PR companies are relying on social media as one of the important media to endorse their products. The biggest challenge is to know how to do it. To market the product, it must be visible to prospective buyers. The whole purpose of creating a product is to sell. Nice to see the billions the credit companies and their lobbyists paid to Congress to ensure passage of the new BK law last fall is showing such an excellent return on their investment, and so quickly too! (Soul-less, greedy bastards.Finding ideas for a product launch can be nerve-wracking and exciting. ****The positive change reflects.a reduction in the provision for consumer loan losses, resulting from a favorable impact on charge-offs following federal bankruptcy legislation that became effective in October 2005." Net revenues of $1,089 million were 14 percent higher than last year's first quarter. The quarter's pre-tax margin was 44 percent compared with 37 percent a year ago. "Discover's first quarter pre-tax income was a record $479 million on a managed basis, up 35 percent from $354 million in the first quarter of 2005. BE SURE TO READ THE SENTENCE FOLLOWING THE ASTERISKS THAT I ADDED: This is from Morgan Stanley's First Quarter 2006 Report (Morgan Stanley owns Discover) at. I don't think Discover will miss your 40% at all, Anon. This is an attempt to collect a debt and any information obtained may be used for that purpose. ** Please note: When you call xxx and activate your Sprint phone card, you will have also agreed to accept Discover Card's 40% settlement offer. * Upon receipt of the agreed settlement amount, we will send an update to the major credit reporting agencies in your area informing them this account has been settled in full for less than the full balance. So why not take a moment and call us today? We're sure you want to resolve this matter as much as we do. Please keep in mind: If we don't hear from you by xxx to arrange your settlement payment, we will continue collection activity to secure the full balance. ** Then be sure to call no later than to arrange your payment. You can also accept this offer of calling 800-xxx-xxx and referencing PIN #xxx to activate the attached 60-minute phone card. Your call and payment of the 40% settlement amount will satisfy your entire debt of ths account. You are one phone call away from feeling much better about your financial situation. Call to arrange your settlement payment today.No more collection calls, fees or worry over this debt. A 40% settlement means you'll pay just 40 cents on the dollar.We will agree to accept 40% as settlement of the balance on your card.We understand and want to help you feel better about your situation.starting right now.Ĭall to take advantage of this special offer: Surely your outstanding debt with Discover has been a source of stress for you. TRICKY HUH.ĬC companies are trying all kinds of things these days. then they will let you have another card with them. They are not legally billing you for past debts, they are getting you to sign a contract saying that you will STILL be responsible for the debt (even though it was dismissed in BK. Its something that would be highly debatable in court.Īs far as hearing a case like this one - no, not yet - but I have seen where people have claimed BK on a credit card and then afterwards the cc company offers them a new card.BUT THE CATCH TO THE NEW CARD is that if you accept it you are giving them permission to attach any debts that you might have owed them in the past. ![]() The legality of the document itself could be contested in court and more than likely a judge would dismiss the document.īut the Trustee could push the document since he works for the creditors. Yes, please print the small print for us and let us know what it says.
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